As a business owner, you know that your financial affairs are more complex than the average person (tax time is once a year for most people, for example, but at least twice when you’re incorporated). You’re constantly keeping one eye on your personal finances, and another on your company’s—understanding that while separate, they ultimately interact.
We won’t pretend to be able to run your business. But as your financial advisor, we can help to oversee all the key parts of your wealth.
For sports fans, think of us like your quarterback. (And for those more inclined to the arts, we’re like the conductor of an orchestra).
Metaphors aside, here’s how we work with business owners like you to ensure you’re on track to meet your financial goals.
We Get the Priorities of High-Net Worth Clients
Business owners tend to be high-net worth individuals. While the priorities of each one may differ, we have found that the following 5 concerns are common amongst this cohort:
- Investment Consulting (Is my money being invested wisely?)
- Wealth Enhancement (i.e., tax mitigation)
- Wealth Transfer (heirs and succession planning)
- Wealth Protection (guarding against risks, using insurance where appropriate)
- Charitable Giving (Where to give, and through what vehicle)
Much of our work for you centres on the above priorities. It’s important to underscore that while handling your investments is a key part of what we do, it’s only one part of the bigger puzzle. For example, we always think in terms of after-tax investment performance, because that’s what really matters to you at the end of the day. It’s why we’re constantly looking for tax-efficient investment strategies to take your portfolio from good to great.
We’re Happy to Work With Your Professionals—Or Bring in Ours
You may already have a team of professionals that support your wealth planning. They might be accountants or lawyers, or perhaps the head of a family charitable foundation. We are more than happy to work collaboratively with your team to further your objectives.
But we also can furnish best-in-class experts of our own if that’s easier for you. We have developed and vetted a deep network of professionals who support us in our practice. Whether you’re wondering about the key person insurance at your business or interested in setting up a series of trusts for your family, our network has your back.
Your Goals are Our Focus
We’re in the wealth management business. But we never lose sight of the fact that money is a tool. You might see your assets primarily as a way to live life to the fullest, complete with travel around the globe. Alternatively, some business owners view their wealth as essential to peace of mind. Whatever the case, we get to know you and your goals so we can tailor your financial plan appropriately.
Seeing you achieve those goals is our definition of success.