A smart plan is your best roadmap for success.


We believe that each client must be “exceptionally well taken care of”. This philosophy underpins all that we do. As a result, we ensure that you get the service and planning that reflects your unique situation. You receive customized service, tailored solutions and personal attention. Because there’s no one else like you.

Diversification: A Timeless Strategy

Turn on the business news or read a Wall Street research report and you’ll notice something: many people in the investment world will tell you where to put your money for maximum gain. Buy gold before it soars. Sell bonds before they crash. Or maybe speculate on this stock because it’s destined to go up. Like good comedy, the suggestion is that timing is everything. Do it right and you’ll be rich.

These dramatic predictions understandably generate headlines. But for the vast majority of investors, they really should be treated as no more than entertainment. Rather than attempting to time the market, a far better approach is to maintain a well-diversified portfolio.

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Cost Matters

It’s natural for investors to be focused on costs. Higher costs eat into your returns, leaving you with less money at the end of the day. On the flip side, if you can efficiently lower your costs, your net returns will rise.
That’s the simple story. Problem is, many people just focus on one particular cost—the fee paid to their advisor—without considering the other considerable costs that can take their toll on a portfolio.

The truth is, a management fee, while an important cost, is far from the only one you should be aware of. Here are some other costs that play a role in your investments over time, and how we try to minimize them for you:

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What to Expect When You’re Investing

Depending on your level of investment knowledge, you may be wondering just what you can expect from your portfolio. There’s good news and bad news on this front. The bad news is that we, nor anyone else, have the foggiest idea what will happen tomorrow or next week. We’ll leave that kind of guessing to the pundits on TV.

There is good news, though. We do, based on historical data and academic research, have a pretty good idea of what you should expect from various kinds of investments over the long-term. And this is very important, because it helps us help you reach your long-term goals.

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How to Prepare for the Next Bear Market

The sun is currently shining on the stock market. And for most investors, it probably feels pretty comfortable. But it’s during the good times that investors need to make sure they’re prepared for an inevitable downturn. While it’s practically impossible to predict when the next bear market will hit, being ready for it can make all the difference. Here are 4 ways to survive and thrive when the market takes another extended tumble.

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